Civil Procedure Rules – Rule 8.8 – Whether sanction imposed – Whether appropriate relief should be for relief from sanctions or extension of time – Part 32 – Whether the expert will assist the court in resolving any issue in the claim – Whether the existence of a report prepared by the person to be appointed expert is a prerequisite to the appointment of that person as an expert - Motor Vehicle (Third Party Risks) Act – section 18 – grounds on which an insurer can avoid a claim arising from a judgment obtained against its insured